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RBI warns people, if you are caught in the trap of digital loan app, then do this work immediately! – News

Digital Loan Fraud: In the last few years, digitalization has increased very fast in the country. The government is also trying to digitize most of its facilities. Nowadays many people take loans through various types of digital apps. These apps are mostly unregistered digital loan apps which charge maximum rate of interest to the customers. In such a situation, people get trapped in their debt trap by taking loan from it.

In such a situation, to get rid of this debt trap, RBI Governor Shaktikanta Das has given an advice to the people. RBI Governor Shaktikanta Das has said that RBI can only take action against registered digital loan companies. At the same time, if a person has taken a loan through an unregistered digital loan app, then he should immediately contact the police. Along with this, RBI has advised people to be alert from fake and trapping digital apps.

A list of digital loan companies by RBI
Let us tell you that to prevent customers from falling into the debt trap, RBI has prepared a list in which the names of all digital app companies certified by RBI are mentioned. Along with this, RBI has asked customers to check every aspect thoroughly before taking any kind of loan. Along with this, it is also very important to check the loan terms and interest rate properly.

Advised to complain to police
Let us tell you that RBI has told that if you are caught in the debt trap of any kind of unregistered digital loan app, then you should immediately complain to the police. In such a situation, the local police will take action on the matter and you will be helped soon in this matter. Along with this, people also need to be careful with such unregistered agents or lending apps. It is worth noting that during the Corona period, we have received many complaints of harassment of people through such fake apps.

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