Sukanya Samriddhi Yojana Benefits: The Central Government keeps on bringing various types of social schemes for the common people. Through these schemes, help reaches every section of the country like farmers, workers, students etc. The government also runs many schemes for women. Many schemes are run from the birth of the girl child to her upbringing, education and marriage expenses. One of them is the government savings scheme Sukanya Samriddhi Yojana.
This is one of the central government’s ambitious scheme run for the daughter. Under this scheme, by making small savings every month, you can get a big fund at the age of 21 of the girl child. So let us tell you about this plan-
Rules for opening Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a small saving scheme run by the central government. Under this scheme, from the age of 0 years of the girl child to the age of 10 years, you can open an account under this scheme. Account holders get a return of 7.6% on this scheme. Along with this, you get exemption under section 80C of Income Tax Rebate on investment of Rs 1.5 lakh. Through this scheme, after the girl child turns 18, you can make a partial withdrawal for her education expenses. At the same time, the entire amount of the account can be withdrawn at the age of 21. A couple can open an account for two daughters under Sukanya Samriddhi Yojana. On the other hand, if there are two twin daughters in the second time, then in such a situation the account of three daughters can also be opened.
How much can you invest
On opening an account in Sukanya Samriddhi Yojana, you can deposit at least Rs 250. At the same time, the maximum you can invest in this scheme is Rs 1.5 lakh in a year. Under this scheme, you have to invest money only for 15 years. After this, after 15 years, you keep getting interest on the deposit amount till the girl child turns 21.
In this way open the account of Sukanya Samriddhi Yojana
If you want to open your account under Sukanya Samriddhi Yojana, then you can open an account by visiting your nearest post office or bank. For this, you will have to submit the birth certificate of the girl child and the Aadhar card of the parents. You will also get the benefit of Income Tax Rebate on this investment. With this, the girl child can become the owner of a fund of lakhs of rupees at the age of 21.